Tree Service Insurance
Tree Service Owners Insurance Checklist
Insurance built for tree service companies and arborists.
Insurance Built Around Your Tree Service Business
Tree companies can have a unique combination of exposures. You may have a shop or office, expensive business property, crews working at customer locations, equipment moving between job sites and significant liability risks every time work begins.
A customized insurance package can bring together important property and liability protections within an insurance program designed for your operation.
What Can a Liability & Property Package Include?
Depending on your business and the policy selected, your insurance package may include coverage for:
General Liability
Protection for certain covered claims involving third-party bodily injury and property damage resulting from your business operations.
Commercial Property
Coverage for eligible buildings, office contents, inventory and other business property against covered causes of loss.
Business Personal Property
Protection for certain furniture, computers, supplies and other property your company owns and uses to operate the business.
Business Income
Depending on the policy, coverage may help replace lost business income and certain continuing expenses when a covered property loss temporarily interrupts operations.
Additional Coverage Options
Your package may also offer endorsements or additional protections based on your company's specific needs.
Trim the Coverage That Doesn't Fit
We like trees. We don't like unnecessary insurance.
Rather than approaching every tree service company with the same package, we'll learn how your business operates.
- Do you own your building or lease it?
- Do you have an office or shop?
- How many crews do you operate?
- What property does the business own?
- What types of tree work do you perform?
As your operation changes, your insurance needs can change too.
The objective is to trim away what doesn't fit and focus on coverage that's relevant to your business.
Michigan Tree Companies Need More Than a Generic Business Policy
A tree service operation may involve working at significant heights, operating heavy machinery, dropping large limbs, working around power lines and structures, hauling equipment and sending multiple crews to different job sites every day.
What Stays
- Office
- Shop
- Building
- Furniture
- Computers
- Supplies
- Business property
What Travels
- Wood chippers
- Stump grinders
- Skid steers
- Chainsaws
- Specialized equipment
- Tools
- Job-site equipment
One Tree Company. Multiple Risks
Your business may need more than liability and property coverage. Depending on your operation, your overall insurance program could also include:
Workers'
Compensation
Commercial
Auto
Tree Trimmer
Equipment
Coverage
Commercial
Umbrella
Employment
Practices Liability
Is Your Current Insurance Package Still the Right Fit?
-
- Added another crew
- Bought a building
- Purchased new equipment
- Added trucks
- Expanded into larger commercial jobs
- Simply haven’t reviewed your insurance program in several years
Your business has changed.
Has your insurance changed with it?
Built for Tree Companies
