Tree Service Insurance
Tree TrimmerEquipment Insurance
Your Equipment Keeps Your Tree Business Moving
Chippers, stump grinders, chainsaws, lifts, loaders and specialized tools represent a major investment.
When equipment is stolen, damaged or out of service, the impact can go beyond the cost of replacing it. It can affect your ability to get the next job done.
Tree Trimmers Insurance Agency specializes in insurance for tree service companies and can help you protect the equipment your crews depend on every day.
What Is Tree Trimmer Equipment Insurance?
Commercial property coverage doesn't always follow equipment wherever your crews take it. Depending on the equipment and how it's used, equipment coverage—often provided through an inland marine or contractors equipment policy—can help protect eligible equipment while it's being transported, stored or used at different job sites.
What Tree Service Equipment Can
Be Insured?
Depending on the policy and your operation, coverage may be available for equipment such as:
Wood Chippers
Protect valuable chipping equipment used across multiple tree service job sites.
Stump Grinders
Protect valuable chipping equipment used across multiple tree service job sites.
Chainsaws
Portable cutting equipment your crews depend on every day.
Skid Steers
Specialized mobile machinery used for demanding tree service operations.
Loaders
Eligible loaders and machinery used for moving logs and materials.
Tools & Attachments
Grapples, portable tools, climbing equipment, rigging and specialized attachments.
What Can Equipment Insurance
Cover?
Coverage varies by policy, but equipment insurance may provide protection against covered losses involving:
Theft
Tree service equipment can be valuable and portable—two
things that can make it attractive to thieves.
Fire
Tree service equipment can be valuable and portable—two
things that can make it attractive to thieves.
Vandalism
Coverage may be available when insured equipment is intentionally damaged.
Transportation-Related Losses
Depending on the policy, certain losses occurring while equipment is in transit may be covered.
What Can Equipment Insurance
Cover?
Coverage varies by policy, but equipment insurance may provide protection against covered losses involving:
Questions To Ask
What About Equipment Attached To A Truck?
This is where tree service insurance can get complicated.
Your commercial auto policy, equipment coverage and other policies may treat vehicles, permanently attached equipment, trailers and mobile machinery differently.
Don't assume that because something travels with your truck, it's automatically covered by your commercial auto policy.
Our team can review how your vehicles and equipment are insured and help identify potential gaps or overlaps.
What About Equipment
Breakdown?
Mechanical breakdown, wear and tear and routine maintenance issues are generally different from covered property losses.
Equipment coverage isn't a maintenance plan. That's why it's important to understand what caused the damage, what policy may respond and what exclusions apply before assuming a loss is covered.
How Much Does Tree Service Equipment Insurance Cost?
Pricing can vary considerably depending on your operation. Insurance companies may consider:
How Much Does Tree Service Equipment Insurance Cost?
Bought another chipper?
Added a stump grinder?
Upgraded your skid steer?
Don't wait until there's a claim to find out your insurance company didn't know you owned it.
Regular Equipment Reviews
Regular equipment reviews can help keep your insurance
program aligned with what your business actually owns and
operates.
Tree Service Insurance From People Who Understand Your Equipment
Tree Trimmers Insurance Agency works specifically with tree service companies and arborists.
We understand that your equipment isn't sitting safely inside an office. It's being hauled down the highway, moved from job to job and used in demanding conditions every day.
We'll help you look at the bigger picture—from your equipment and trucks to your employees and liability exposures.
Let's Review Your Equipment
Have an existing tree service insurance policy? Send us your current coverage along with your
equipment list.
We'll review how your equipment is currently insured and help you explore coverage options for your
tree service operation.